Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect can include:
|Reasons we can share your personal information||Does SpendPal share?||Can you limit this sharing?|
|For our everyday business purposes: such as to obtain your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.||Yes||No|
|For our marketing purposes: to offer our products and services to you.||No||We don't share|
|For joint marketing with other financial companies.||No||We don't share|
|For our affiliates’ everyday business purposes: information about your transactions and experiences.||No||We don't share|
|For our affiliates to market to you||No||We don't share|
|For non-affiliates to market to you||No||We don't share|
To limit our sharing send a certified mailed letter to:
2343 Deer Creek Way
Springville, UT 84663
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Questions? Contact us at www.spendpal.com
Who is providing this notice?
What We Do?
We help people spend smarter and live better
How does SpendPal protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
How does SpendPal collect my personal information?
We collect your personal information, for example, when you:
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
We don’t share your information for any of those purposes. State laws and individual companies may give you additional rights to limit sharing.
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. SpendPal has no affiliates.
Non-Affiliates: Companies not related by common ownership or control. They can be financial or nonfinancial companies.
Non-affiliates we share with can include other financial institutions and service providers. SpendPal does not share with non-affiliates so they can market to you.
Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you. SpendPal doesn’t jointly market.
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